Profitability of Islamic banks in Malaysa
dc.contributor.author | Ahangi, Parviz | |
dc.contributor.author | University of Lethbridge. Faculty of Management | |
dc.contributor.supervisor | Alam, Shamsul | |
dc.contributor.supervisor | Richert, Robert | |
dc.date.accessioned | 2016-01-05T19:07:56Z | |
dc.date.available | 2016-01-05T19:07:56Z | |
dc.date.issued | 2013 | |
dc.degree.level | Masters | en_US |
dc.description.abstract | This thesis analyzes the effect of internal and external factors on the profitability of all full-fledged Islamic banks in Malaysia. Additionally, this study examines the robustness of results by using the financial crisis of 2008-2009 as a control variable. The study uses regression analysis to examine the data from 16 Islamic banks in Malaysia for the period from 2008 to 2012. The results suggest that a high equity-to-asset ratio significantly increases the profitability of Islamic banks, while negatively affecting the return on equities. Simultaneously, an increase in total expenses leads to high returns on assets and return on equities. However, an increase in deposit-to-asset and loan-to-asset ratios does not significantly affect the profitability of Islamic banks. The taxes imposed on banks significantly decrease their profits. Additionally, the results indicate a positive and significant relationship between the concentration and the profitability of the banks. Moreover, an increase in the inflation rate negatively affects the profitability of Islamic banks. Finally, the results are robust with respect to the financial crisis of 2008-2009. | en_US |
dc.embargo | No | en_US |
dc.identifier.uri | https://hdl.handle.net/10133/3854 | |
dc.language.iso | en_CA | en_US |
dc.proquest.subject | 0770 | en_US |
dc.proquest.subject | 0508 | en_US |
dc.proquestyes | Yes | en_US |
dc.publisher | Lethbridge, Alta. : University of Lethbridge, Faculty of Management | en_US |
dc.publisher.faculty | Management | en_US |
dc.relation.ispartofseries | Thesis (University of Lethbridge. Faculty of Management) | en_US |
dc.subject | internal factors | en_US |
dc.subject | external factors | en_US |
dc.subject | profitability | en_US |
dc.subject | Islamic banks | en_US |
dc.subject | Malaysia | en_US |
dc.subject | regression analysis | en_US |
dc.title | Profitability of Islamic banks in Malaysa | en_US |
dc.title.alternative | Profitability of Islamic banks in Malaysia | |
dc.type | Thesis | en_US |