The adequacy of the retirement income system for retired middle-income Canadians

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dc.contributor.authorEbhomielen, Anderson Edo
dc.contributor.authorUniversity of Lethbridge. Faculty of Arts and Science
dc.contributor.supervisorHale, Geoffrey
dc.contributor.supervisorBelanger, Yale D.
dc.date.accessioned2022-06-23T15:55:29Z
dc.date.available2022-06-23T15:55:29Z
dc.date.issued2022
dc.degree.levelMastersen_US
dc.description.abstractLower-income retired Canadians in income quintile one are well taken care of by the government’s income support system, while upper-income Canadians (income quintile five) typically have adequate income and investments in retirement. However, this thesis established that middle-income Canadians in income quintiles two, three, and four rely on a mix of retirement income sources to achieve sustainable pre-retirement living standards. Data analyses were used to determine the adequacy of the retirement income system. The thesis focused on selected periods of 2000, 2005, 2010, 2015, and 2018 and compared the performance of the RIS in Canada and across the selected provinces of British Columbia, Alberta, Ontario, Quebec, and Nova Scotia. This thesis established that the RIS is adequate for middle-income Canadians. Employment income during retirement has no significant relationship with the Gross Replacement Rate (GRR). The thesis confirmed that the RIS achieved its objectives through the various retirement income sources.en_US
dc.identifier.urihttps://hdl.handle.net/10133/6250
dc.language.isoen_USen_US
dc.proquest.subject0615en_US
dc.proquest.subject0385en_US
dc.proquest.subject0628en_US
dc.proquestyesYesen_US
dc.publisherLethbridge, Alta. : University of Lethbridge, Dept. of Political Scienceen_US
dc.publisher.departmentDepartment of Political Scienceen_US
dc.publisher.facultyArts and Scienceen_US
dc.relation.ispartofseriesThesis (University of Lethbridge. Faculty of Arts and Science)en_US
dc.subjectretirement income systemen_US
dc.subjectemployment incomeen_US
dc.subjectmiddle incomeen_US
dc.subjectincome quintilesen_US
dc.subjectRetirement income--Canadaen_US
dc.subjectOld age pensions--Canadaen_US
dc.subjectSocial security--Canadaen_US
dc.subjectPensions--Canadaen_US
dc.subjectOlder people--Canada--Economic conditionsen_US
dc.subjectDissertations, Academicen_US
dc.titleThe adequacy of the retirement income system for retired middle-income Canadiansen_US
dc.typeThesisen_US
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